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As a proud member of the Online Lenders Alliance (OLA), PersonalLoans.com is serious about protecting your personal information. The OLA consumer hotline is a key consumer resource, for questions on lending or reporting possible occurrences of fraud.

Customer Notice: A personal loan is an online installment loan with loans sizes between $250 and $35,000. A personal loan can be a great option for those customers looking to borrow money for a wedding, home improvement, or family getaway. The online process is designed with customer convenience in mind.

Legal Disclaimer: PersonalLoans.com’s Terms of Use and the PersonalLoans.com Privacy Policy apply to the use of this website and its services. PersonalLoans.com connects borrowers with lenders or lending partners and thus the specific terms and conditions of the specific lender or lending partner will apply to any loan a borrower takes out. We are compensated by these lenders or lending partners for connecting you with them, and the compensation received may affect which offer you are presented with. Any display of APR, loan amounts, interest or other loan details are estimations only, and actual amounts will vary by lender or lending partner and by borrower. Please note that some lenders or lending partners may perform credit checks as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms and borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product.

Availability: Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.

Material Disclosure: The operator of this website is not a lender, loan broker or agent for any lender or loan broker. This website is not an offer of credit nor is it a solicitation to lend. We are not affiliated with any lender. We are an advertising referral service for lenders that may be able to offer loans in amounts between $250 and $35,000. There is no fee to use our services. Your loan request submitted on this website will be shared with one or more lenders. There is no guarantee that you will be connected with a lender, your loan request will be approved by a lender, or you will be offered the loan amount requested. Lenders may perform a credit check to determine your creditworthiness or verify your information. Any compensation we receive is paid by lenders and other advertising partners, and only for advertising services provided. If you are offered a loan, it may not necessarily have the best rates or terms. Short-term, small-dollar loans should not be used as a long-term solution to financial hardship.

APR Disclosure: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. APR range for lenders in our network can generally range from 5.99% to 35.89%, with loan terms from 61 days to 96 months. Your actual rate will depend upon your credit score, loan amount, loan term, and credit usage and history. Some states have laws limiting the APR that a lender can charge you. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. Representative Example: Borrow $1,500.00 over 24 months at a fixed annual interest rate of 34.98%. Monthly repayment of $87.13. Total amount repayable $2,091.12. Representative APR 34.98% (fixed).

Credit Implications: The operator of this website does not make any credit decisions. Lenders in our network may obtain credit scores or credit reports through the credit reporting agencies or alternative providers to determine your creditworthiness. By submitting your information to us, you agree to allow participating lenders to verify your information and check your credit. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities and your lender may report late payment history to consumer reporting agencies which could impact future lending decisions by that lender or other lenders. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.