Frequently Asked Questions

  • What is a personal loan?

    A personal loan is an online loan that can range from $1,000 to $35,000. The specific loan amount that a borrower can acquire depends on the individual’s credit, as well as their state’s loan laws and regulations. Personal loans are also known as signature loans, because there is no collateral required and only your signature is needed to accept the loan offer. These loans are a quick and convenient way to borrow the funds you need. You can request one from the comfort of your own home and have loan repayments taken directly out of your bank account on a set date.

  • How many types of personal loans do you offer?

  • Can I qualify for a personal loan?

  • Will you pull my credit score?

  • Are personal loans available in my state?

  • Do you serve non-US customers?

  • How much money can I get?

  • What will my rates be?

  • How do I get the money?

  • How long does the loan request process take?

  • Can I request a loan over the phone?

  • How and when do I repay the loan?

  • What do I do if I miss a payment?

  • Is PersonalLoans.com a direct lender?