Who We Are
PersonalLoans.com provides an easy and convenient way for consumers to be connected with a personal loan through our network of lenders and the other third-party lender networks we use. Our online service can help you to get a loan of between $250 and $35,000, right from your home or office, or even on the go through your mobile device. We help people looking to borrow for any number of reasons, whether it be for a home improvement project, a payday loan, debt consolidation, bad credit, medical expense, or anything else. In addition, some lending partners in our network may offer lines of credit.
Though our simple online process is designed to connect our clients to potential lenders or lending partners, we do not function as a lender ourselves. We connect consumers seeking fast, hassle-free financial assistance with the lenders and lending partners in our large network, and we do this without charging any fees.
Through the lenders in the PersonalLoans.com network and in the other third-party lender networks in our network, you can get needed loan funds quickly, in as little as just one business day. The loan repayment time frame typically ranges from 90 days to 72 months depending on the terms of the loan provided by the lender. For any shorter-term loans offered by lenders, such as installment loans, the repayment time frame may be less than six months. Remember that PersonalLoans.com is not a lender or broker and is not involved with any lenders’ loan process.
What We Do
We offer a short online loan request form for you to fill out at your leisure. With our secure form submission process, we make it simple for you to get your information in front of our large network of lenders and other third-party lender networks in our network. Once you submit the form on our site, we immediately go to work presenting your information to these lenders to give them a chance to offer you a loan.
If a lender choosed to offer you a loan, then we redirect you to the lender or lending partner’s offer page containing the details of the loan for you to review. They may also reach out to you by email, phone, and/or text. You may have to fill out some additional information once you get to your lender’s website so please follow the instructions carefully. If you are approved for the loan and accept the terms of the loan, then your funds may be deposited directly into your checking account as soon as the next business day.
If no lending partner offers you a loan, we may show you ads for other lenders or connect you with offers for debt relief, credit repair, or other credit-related services. Don’t worry, we don’t show these other companies the sensitive information in your loan request. We only give them your contact information so they can contact you. You are under no obligation to accept their offers and you should carefully review their offers to you and compare them to other options available to you before accepting.
Please see our How It Works section for more information about the different types of lenders and lending partners we work with.