Blog > Author

Latest Blogs From Jason Ramin

About Jason

Jason Ramin is the Chief Executive Officer of ITMedia Solutions, Inc. ITMedia is a leader in the world of fintech marketing. They provide marketing solutions for lenders and other service providers in many different financial verticals, including personal loans, business loans, and insurance products. Jason has been with ITMedia for over 5 years and has extensive experience with both the business side and the technical side of financial marketing. ITMedia is located in sunny Santa Monica, CA.

Home Equity Loans vs Personal Loans for Home Improvement

There’s nothing more satisfying than successfully remodeling your kitchen or fixing the plumbing in the bathroom. When you get a new idea to improve your home and the end result is amazing, it’s perfectly natural to start looking for other ways to improve things. Maybe you’ve caught the home makeov...

[Read More]

What is a Personal Installment Loan?

You can get all types of loans these days. Loans that cover cars, homes, school expenses, and more. There are also many things to be aware of when you take out a loan. Depending on what type of loan you take out, your interest rates will vary, and the amount of time you have to pay off the loan will...

[Read More]

How Debt Consolidation Affects Your Credit Score

It goes without saying that credit scores are pretty important. With a good credit score, you can qualify for larger loans charged at lower interest rates. With a bad credit score, you’ll likely have a hard time qualifying for any type of loan—let alone a good one—and you’ll be charged higher levels...

[Read More]

How To Deal With an Emergency - Credit Cards or Loans?

Emergencies come up all the time. And often, they happen when you least expect them or when you’re least prepared for them. For those times when you don’t have the money on hand to handle the situation, you’ve got a couple options: an emergency personal loan or a credit card. The last thing you need...

[Read More]

7 Things Lenders Look at When Giving You an Online Loan

When a lender gives you a loan, they’re taking a risk. You may not be able to pay them back. How are they supposed to know for sure? Years before, people borrowed money with only their word that they’d pay it back. Our world operates on loans and lines of credit today, something that entails a bit m...

[Read More]

Reasons You Keep Getting Denied for Payday Loans

We have all been through times when we needed more money on hand than what we had readily available. Luckily, we live in a world that revolves around credit cards, credit scores, and—maybe most importantly—loans. Getting money through a loan is easier today than ever before. One of the most commonl...

[Read More]

10 Situations Where an Emergency Loan Can Help You

Emergency payday loans can help lift the burden of financial hardship. They offer many perks over conventional loans, such as: Giving you quick funds that can be used for just about anythingDirectly depositing funds into your bank account in as little as 1 business dayNot requiring a good credit sc...

[Read More]

How Do Online Loans Work?

As humans, we don’t really enjoy change. Remember when companies came out with ebook readers? People were either very excited about the prospect of downloading hundreds of books onto one device or mortified at the thought of not reading an actual bound and printed book ever again. Well, the fad died...

[Read More]

How Do I Increase My Credit Score?

When it comes to your financial life, your credit score is one of the most important numbers to be aware of and working on to improve. Depending on where you are personally at with your finances, increasing your credit score may seem impossible. Actually, even if you have really good habits when it ...

[Read More]

The Pros & Cons of Personal Loans

Despite our search for perfection, nothing in life is really perfect. Everything will have positives and negatives, pros and cons. Moreover, the pros and cons of any given product or situation will often vary for every individual, based on their personal needs, wants, and qualifications. When it com...

[Read More]

4 Ways Your Credit Profile Impacts Your Personal Loan

Whether we like it or not, many aspects of our finances now depend on having a positive credit profile. Everyone from the landlord to the cellphone company will likely check your credit report and use the information therein to make important decisions about your financial future. Yes, having good c...

[Read More]

Should You Consolidate with a Loan or a Credit Card?

Although using new debt to pay off existing debt can be somewhat counterintuitive, consolidation can sometimes be a valuable tool in your financial toolbox. When done right, consolidating debt can not only simplify repayment by combining multiple debts into a single debt, but it can also reduce the ...

[Read More]